Reserve Any Item with Layaway. Pay Over Time at Mintro

Mintro's layaway scheme lets you reserve any item with a 20 percent deposit and pay it off over up to 12 weeks. You collect once it is fully paid, with no credit check, no interest and no fees. You only ever pay the price of the item, nothing more.

iPhones — stock photo by cottonbro studio via Pexels (https://www.pexels.com/photo/person-holding-white-ipad-beside-white-iphone-5-3945689/)

What is layaway?

Layaway is a simple way to reserve an item with a 20 percent deposit and pay the balance in instalments. The store holds the item securely while you pay, and you collect it, or it is dispatched, once it is paid in full. It is not credit, so there are no credit checks, no interest and no fees.

You can use this on any item, in store or online. Phones, laptops, tablets, consoles, watches, jewellery, gold and designer handbags. If Mintro sells it, you can reserve it with layaway.

How Mintro layaway works

Choose the item you want, pay a 20 percent deposit and Mintro sets it aside for you. You then pay the balance in instalments over up to 12 weeks, with nothing added to the price. Once your final payment is made, you collect your item in store or we dispatch it to you with tracked, insured delivery. Like everything Mintro sells, it is professionally tested and covered by the 24 month Mintro Guarantee.

Item Valuation £780
Deposit today £156
Then 12 × weekly £52
Interest 0%

Is layaway right for you? (vs buy now pay later)

Layaway is not buy now pay later. With layaway you pay first and collect after, so there is no credit agreement, no credit check, no interest and no debt.

Buy now pay later means taking the item now and owing the money afterwards, usually under a credit agreement.

With Mintro layaway you only ever pay the price of the item, and your item is held securely until it is yours.

If you would rather take your item home today, you can simply buy it outright in store or online.

Samsung Galaxy S26 — stock photo by Andrey Matveev via Pexels (https://www.pexels.com/photo/modern-smartphones-on-vibrant-yellow-background-29157232/)

Layaway Plan

Reserve any item with a deposit and pay the balance over time.

Any Item

Low Deposit

Flexible Terms

No Interest

Frequently asked questions

How long can I spread payments over? 

Up to 12 weeks. Pay a 20% deposit to reserve the item, then clear the balance in weekly instalments over as long as you need within that window. On a £780 item that is £156 today and £52 a week. Nothing is added to the price — you pay what the item costs and not a penny more.

Can I cancel my layaway plan and get a refund? 

You can cancel at any time. The 20% deposit is non-refundable — it is what holds the item off sale for you. Anything you have paid beyond the deposit is refunded to you in full. There is no admin fee and no penalty.

Is there a credit check or interest? 

Neither. Layaway is not credit — we hold the item until you have paid for it, rather than lending you anything — so there is no credit check, no interest and no fees, and nothing appears on your credit file. You only ever pay the price of the item.

What happens if I miss a payment? 

Our products are manufactured both locally and globally. We carefully select our manufacturing partners to ensure our products are high quality and a fair value.